Summerlin Benefits Consulting Q&AAnswer
Oct 23, 2024 - 11:49 AM
FIUL (Fixed Indexed Universal Life) policies offer market protection without direct investment risk by linking returns to a stock market index while ensuring the principal is not at risk. Since funds are held by the insurance company, the policyholder doesn't lose money during market downturns. This allows participation in potential market gains, without the possibility of losses, while also offering tax-free income options during retirement.
