General Retirement Q&A

Question 1

What major tax law changes are expected to take effect in 2026? View answer

Asked 6 ´months ago | General Retirement

Question 2

What are some common reasons people delay retirement planning? View answer

Asked 6 ´months ago | General Retirement

Question 3

How can I determine if I have enough savings to retire comfortably this year? View answer

Asked 6 ´months ago | General Retirement

Question 4

What are the benefits of choosing fixed indexed universal life insurance as a young adult? View answer

Asked 6 ´months ago | General Retirement

Question 5

What is the "Rule of 100," and how can it help in balancing risk and reward in retirement? View answer

Asked 6 ´months ago | General Retirement

Question 6

How can I determine if I’ve saved enough to retire this year? View answer

Asked 6 ´months ago | General Retirement

Question 7

What is a "catch-up contribution," and how does it help those over 50 with retirement savings? View answer

Asked 6 ´months ago | General Retirement

Question 8

What are some risks I may encounter if I'm not prepared for retirement? View answer

Asked 6 ´months ago | General Retirement

Question 9

Why is retirement planning so important to the younger generation? View answer

Asked 6 ´months ago | General Retirement

Question 10

Why is diversification important in retirement planning? View answer

Asked 6 ´months ago | General Retirement

Question 11

What role do Fixed Index Annuities (FIAs) play in retirement income protection? View answer

Asked 6 ´months ago | General Retirement

Question 12

Why is it important to review your retirement savings plan regularly? View answer

Asked 6 ´months ago | General Retirement

Question 13

How can budgeting help in setting retirement savings goals? View answer

Asked 6 ´months ago | General Retirement

Question 14

What is a catch-up contribution, and who is eligible for it? View answer

Asked 6 ´months ago | General Retirement

Question 15

What role can a financial professional play in retirement planning? View answer

Asked 6 ´months ago | General Retirement

Question 16

What are the implications of reduced estate and gift tax exemptions for retirees? View answer

Asked 6 ´months ago | General Retirement

Question 17

What are the financial risks associated with withdrawing from an underperforming retirement account? View answer

Asked 6 ´months ago | General Retirement

Question 18

How does longevity affect retirement planning? View answer

Asked 6 ´months ago | General Retirement

Question 19

How can Fixed Index Annuities (FIAs) help mitigate market volatility in retirement planning? View answer

Asked 6 ´months ago | General Retirement

Question 20

Why is consulting a financial professional crucial when planning for retirement? View answer

Asked 6 ´months ago | General Retirement

Question 21

What expenses should I consider when planning for retirement? View answer

Asked 6 ´months ago | General Retirement

Question 22

How can I plan for unforeseen expenses like medical emergencies or inflation? View answer

Asked 6 ´months ago | General Retirement

Question 23

How much guaranteed retirement income will I receive from Social Security, pensions, or other sources? View answer

Asked 6 ´months ago | General Retirement

Question 24

What retirement plans do Gen X have? View answer

Asked 6 ´months ago | General Retirement

Question 25

What is the 3 rule in retirement?

Asked 6 ´months ago | General Retirement

Question 26

Which is the biggest expense for most retirees? View answers

Asked 6 ´months ago | General Retirement

Question 27

What is the average 401k balance for a 65 year old? View answer

Asked 6 ´months ago | General Retirement

Question 28

Can you live on $3,000 a month in retirement? View answers

Asked 6 ´months ago | General Retirement

Question 29

What larger expenses, such as a new car or housing changes, should I anticipate in retirement? View answer

Asked 6 ´months ago | General Retirement

Question 30

How can working with a financial professional enhance retirement preparedness? View answer

Asked 6 ´months ago | General Retirement

Question 31

What happens if my financial circumstances change after starting my new policy? View answer

Asked 1 ´year ago | General Retirement

Question 32

What penalties are imposed for missed RMDs under the new law? View answer

Asked 6 ´months ago | General Retirement

Question 33

How does the Uniform Lifetime Table differ from the Single Lifetime Table in calculating RMDs for surviving spouse View answer

Asked 5 ´months ago | General Retirement

Question 34

What are the implications of the changes for special needs trusts? View answer

Asked 6 ´months ago | General Retirement

Question 35

When will the new RMD age increase to 75? View answer

Asked 6 ´months ago | General Retirement

Question 36

What changes to annuity provisions in retirement plans were introduced by SECURE 2.0? View answer

Asked 5 ´months ago | General Retirement

Question 37

How can being a grandparent positively impact mental health during retirement? View answer

Asked 4 ´months ago | General Retirement

Question 38

What is the "green line" strategy for protecting retirement funds? View answer

Asked 6 ´months ago | General Retirement

Question 39

How might taxes affect retirement savings, and what strategies are available to minimize them? View answer

Asked 6 ´months ago | General Retirement

Question 40

How will the expiration of the Tax Cuts and Jobs Act (TCJA) affect income tax rates? View answer

Asked 6 ´months ago | General Retirement

Question 41

How long will $500,000 last in retirement? View answer

Asked 6 ´months ago | General Retirement

Question 42

Why is it crucial to have a solid financial plan before retiring? View answer

Asked 4 ´months ago | General Retirement

Question 43

What are the potential benefits of Fixed Index Annuities (FIAs) in terms of tax-deferred savings and lifetime inco View answer

Asked 4 ´months ago | General Retirement

Question 44

What are some enjoyable ways to fill free time in retirement, and why is planning this important? View answer

Asked 4 ´months ago | General Retirement

Question 45

What are some alternatives to fully retiring at 65 for those who still enjoy their work or feel healthy enough to View answer

Asked 4 ´months ago | General Retirement

Question 46

What is the “silver tsunami” or “peak 65” in the context of American retirement trends? View answer

Asked 4 ´months ago | General Retirement

Question 47

What are some factors to consider when deciding if it’s the right time for retirement? View answer

Asked 4 ´months ago | General Retirement

Question 48

How can grandparents support a grandchild’s learning? View answer

Asked 4 ´months ago | General Retirement

Question 49

What challenges can grandparents face in relationships with their adult children and grandchildren? View answer

Asked 4 ´months ago | General Retirement

Question 50

What are some examples of “extras” grandparents might plan for in retirement? View answer

Asked 4 ´months ago | General Retirement

General Retirement Q&A

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