Summerlin Benefits Consulting Q&AAnswer
Nov 05, 2024 - 09:17 AM
Fixed Indexed Annuities (FIAs) protect the principal by linking returns to a market index rather than directly investing in the market, which shields the principal from losses during downturns. Unlike variable annuities, which are at risk in a declining market, FIAs offer a balance of principal protection with growth potential based on index performance.
