General Retirement Q&A

Question 1

Why is sharing family traditions important for children? View answer

Asked 4 ´months ago | General Retirement

Question 2

How can grandparents teach resilience and coping skills to their grandchildren? View answer

Asked 4 ´months ago | General Retirement

Question 3

What are three benefits of being a grandparent? View answer

Asked 4 ´months ago | General Retirement

Question 4

What are some of the key roles grandparents play in their children's and grandchildren's lives nowadays? View answer

Asked 4 ´months ago | General Retirement

Question 5

How does SECURE 2.0 impact RMD rules for special needs trusts, and what benefit does this provide to disabled bene View answer

Asked 5 ´months ago | General Retirement

Question 6

How can individuals reduce the excise tax penalty for RMD errors under SECURE 2.0? View answer

Asked 5 ´months ago | General Retirement

Question 7

What was the excise tax rate for RMD errors prior to SECURE 2.0, and how did the tax rate change under the new law View answer

Asked 5 ´months ago | General Retirement

Question 8

What change did SECURE 2.0 make regarding the treatment of surviving spouses for RMD purposes? View answer

Asked 5 ´months ago | General Retirement

Question 9

How does SECURE 2.0 affect the age at which RMDs must start in the future, specifically in 2033? View answer

Asked 5 ´months ago | General Retirement

Question 10

At what age must someone with a tax-deferred retirement plan begin taking RMDs under SECURE 2.0? View answer

Asked 5 ´months ago | General Retirement

Question 11

What changes to Required Minimum Distributions (RMDs) were introduced by SECURE 2.0? View answer

Asked 5 ´months ago | General Retirement

Question 12

What was the purpose of the SECURE Act, and how did SECURE 2.0 build upon it? View answer

Asked 5 ´months ago | General Retirement

Question 13

What is AARP's "This is Pretirement" campaign, and how does it aim to assist individuals in retirement planning? View answer

Asked 5 ´months ago | General Retirement

Question 14

What common feelings do people experience regarding their retirement savings, and how can these feelings impact th View answer

Asked 5 ´months ago | General Retirement

Question 15

Why is it important to assess your retirement plan even if you're several years away from retiring? View answer

Asked 5 ´months ago | General Retirement

Question 16

What are the advantages of using FIUL policies for high-net-worth individuals looking to protect their retirement View answer

Asked 5 ´months ago | General Retirement

Question 17

What role do living benefits play in an FIUL policy, and how can they be used for long-term care? View answer

Asked 5 ´months ago | General Retirement

Question 18

How does the tax-free growth of an FIUL policy benefit retirees, especially as tax brackets increase in 2026? View answer

Asked 5 ´months ago | General Retirement

Question 19

How do the tax changes in the TCJA impact retirees, and how can an FIUL policy help mitigate these effects? View answer

Asked 5 ´months ago | General Retirement

Question 20

How does an FIUL policy provide tax-free income and help with long-term care expenses? View answer

Asked 5 ´months ago | General Retirement

Question 21

What role can Fixed Indexed Universal Life (FIUL) policies play in reducing tax obligations during retirement? View answer

Asked 5 ´months ago | General Retirement

Question 22

How does the death of a spouse affect tax filing and tax rates for the surviving partner? View answer

Asked 5 ´months ago | General Retirement

Question 23

What effect do Required Minimum Distributions (RMDs) have on retirees' tax brackets? View answer

Asked 5 ´months ago | General Retirement

Question 24

How might the loss of tax deductions in retirement impact retirees' taxable income? View answer

Asked 5 ´months ago | General Retirement

Question 25

What changes are expected for the estate and gift tax exemptions in 2026? View answer

Asked 5 ´months ago | General Retirement

Question 26

How will the expiration of the TCJA provisions in 2026 affect income tax rates for retirees? View answer

Asked 5 ´months ago | General Retirement

Question 27

What are the key considerations for retirees when balancing income needs with legacy planning? View answer

Asked 5 ´months ago | General Retirement

Question 28

How Much Will You Pay in Taxes After You Retire? View answer

Asked 6 ´months ago | General Retirement

Question 29

How Much Savings Should You Accumulate Before Retirement?

Asked 6 ´months ago | General Retirement

Question 30

How Do You Apply for Social Security Benefits? View answer

Asked 6 ´months ago | General Retirement, General Retirement

Question 31

How much does the average person have in a 401k?

Asked 6 ´months ago | General Retirement

Question 32

What is a good monthly retirement income? View answer

Asked 6 ´months ago | General Retirement

Question 33

What is the $1000 a month rule for retirement?

Asked 6 ´months ago | General Retirement

Question 34

Who should I talk to before I retire?

Asked 6 ´months ago | General Retirement

Question 35

What I need to know before I retire?

Asked 6 ´months ago | General Retirement

Question 36

How can the excise tax for RMD errors be reduced according to SECURE 2.0? View answer

Asked 6 ´months ago | General Retirement

Question 37

How do the changes in RMD rules affect surviving spouses? View answer

Asked 6 ´months ago | General Retirement

Question 38

How does SECURE 2.0 impact retirement planning for seniors? View answer

Asked 6 ´months ago | General Retirement

Question 39

What are the positive effects of being a grandparent in retirement? View answer

Asked 6 ´months ago | General Retirement

Question 40

What do you think about the transparency of information in financial plans? View answer

Asked 6 ´months ago | General Retirement

Question 41

How important is it for you to understand the details in your financial plan? View answer

Asked 6 ´months ago | General Retirement

Question 42

What is considered a good retirement plan? View answer

Asked 6 ´months ago | General Retirement

Question 43

How important is it for you to understand the details in your financial plan? View answer

Asked 6 ´months ago | General Retirement

Question 44

What steps can you take today to avoid procrastination and solidify your retirement plan? View answer

Asked 6 ´months ago | General Retirement

Question 45

How can Fixed Index Annuities (FIAs) help protect your retirement savings from market volatility? View answer

Asked 6 ´months ago | General Retirement

Question 46

What steps should you take to ensure financial stability and a fulfilling lifestyle in retirement? View answer

Asked 6 ´months ago | General Retirement

Question 47

How can an FIUL policy help retirees manage tax-free income? View answer

Asked 6 ´months ago | General Retirement

Question 48

What are the SECURE Act 2.0 changes to age stipulations for Required Minimum Distributions (RMDs)? View answer

Asked 6 ´months ago | General Retirement

Question 49

How does being a grandparent positively affect mental health and well-being? View answer

Asked 6 ´months ago | General Retirement

Question 50

What do I need to know about retirement if I'm turning 65 this year? View answer

Asked 6 ´months ago | General Retirement

General Retirement Q&A

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