Question 1

What are the potential benefits of Fixed Index Annuities (FIAs) in terms of tax-deferred savings and lifetime inco View answer

Asked 4 ´months ago | General Retirement

Question 2

What are some enjoyable ways to fill free time in retirement, and why is planning this important? View answer

Asked 4 ´months ago | General Retirement

Question 3

What are some alternatives to fully retiring at 65 for those who still enjoy their work or feel healthy enough to View answer

Asked 4 ´months ago | General Retirement

Question 4

What is the “silver tsunami” or “peak 65” in the context of American retirement trends? View answer

Asked 4 ´months ago | General Retirement

Question 5

What are some factors to consider when deciding if it’s the right time for retirement? View answer

Asked 4 ´months ago | General Retirement

Question 6

How can grandparents support a grandchild’s learning? View answer

Asked 4 ´months ago | General Retirement

Question 7

What challenges can grandparents face in relationships with their adult children and grandchildren? View answer

Asked 4 ´months ago | General Retirement

Question 8

What are some examples of “extras” grandparents might plan for in retirement? View answer

Asked 4 ´months ago | General Retirement

Question 9

Why is sharing family traditions important for children? View answer

Asked 4 ´months ago | General Retirement

Question 10

How can grandparents teach resilience and coping skills to their grandchildren? View answer

Asked 4 ´months ago | General Retirement

Question 11

What are three benefits of being a grandparent? View answer

Asked 4 ´months ago | General Retirement

Question 12

What are some of the key roles grandparents play in their children's and grandchildren's lives nowadays? View answer

Asked 4 ´months ago | General Retirement

Question 13

How does SECURE 2.0 impact RMD rules for special needs trusts, and what benefit does this provide to disabled bene View answer

Asked 5 ´months ago | General Retirement

Question 14

How can individuals reduce the excise tax penalty for RMD errors under SECURE 2.0? View answer

Asked 5 ´months ago | General Retirement

Question 15

What was the excise tax rate for RMD errors prior to SECURE 2.0, and how did the tax rate change under the new law View answer

Asked 5 ´months ago | General Retirement

Question 16

What change did SECURE 2.0 make regarding the treatment of surviving spouses for RMD purposes? View answer

Asked 5 ´months ago | General Retirement

Question 17

How does SECURE 2.0 affect the age at which RMDs must start in the future, specifically in 2033? View answer

Asked 5 ´months ago | General Retirement

Question 18

At what age must someone with a tax-deferred retirement plan begin taking RMDs under SECURE 2.0? View answer

Asked 5 ´months ago | General Retirement

Question 19

What changes to Required Minimum Distributions (RMDs) were introduced by SECURE 2.0? View answer

Asked 5 ´months ago | General Retirement

Question 20

What was the purpose of the SECURE Act, and how did SECURE 2.0 build upon it? View answer

Asked 5 ´months ago | General Retirement

Question 21

What is AARP's "This is Pretirement" campaign, and how does it aim to assist individuals in retirement planning? View answer

Asked 5 ´months ago | General Retirement

Question 22

What common feelings do people experience regarding their retirement savings, and how can these feelings impact th View answer

Asked 5 ´months ago | General Retirement

Question 23

Why is it important to assess your retirement plan even if you're several years away from retiring? View answer

Asked 5 ´months ago | General Retirement

Question 24

What are the advantages of using FIUL policies for high-net-worth individuals looking to protect their retirement View answer

Asked 5 ´months ago | General Retirement

Question 25

What role do living benefits play in an FIUL policy, and how can they be used for long-term care? View answer

Asked 5 ´months ago | General Retirement

Question 26

How does the tax-free growth of an FIUL policy benefit retirees, especially as tax brackets increase in 2026? View answer

Asked 5 ´months ago | General Retirement

Question 27

How do the tax changes in the TCJA impact retirees, and how can an FIUL policy help mitigate these effects? View answer

Asked 5 ´months ago | General Retirement

Question 28

How does an FIUL policy provide tax-free income and help with long-term care expenses? View answer

Asked 5 ´months ago | General Retirement

Question 29

What role can Fixed Indexed Universal Life (FIUL) policies play in reducing tax obligations during retirement? View answer

Asked 5 ´months ago | General Retirement

Question 30

How does the death of a spouse affect tax filing and tax rates for the surviving partner? View answer

Asked 5 ´months ago | General Retirement

Question 31

What effect do Required Minimum Distributions (RMDs) have on retirees' tax brackets? View answer

Asked 5 ´months ago | General Retirement

Question 32

How might the loss of tax deductions in retirement impact retirees' taxable income? View answer

Asked 5 ´months ago | General Retirement

Question 33

What changes are expected for the estate and gift tax exemptions in 2026? View answer

Asked 5 ´months ago | General Retirement

Question 34

How will the expiration of the TCJA provisions in 2026 affect income tax rates for retirees? View answer

Asked 5 ´months ago | General Retirement

Question 35

What potential risks are there in retirement income planning, and how can they be mitigated? View answer

Asked 5 ´months ago | Annuities

Question 36

What role do financial professionals play in creating a personalized retirement income protection plan? View answer

Asked 5 ´months ago | Annuities

Question 37

How do annuities integrate with other retirement income sources, such as Social Security? View answer

Asked 5 ´months ago | Annuities

Question 38

How can annuities support a stable retirement regardless of life expectancy? View answer

Asked 5 ´months ago | Annuities

Question 39

What are the key considerations for retirees when balancing income needs with legacy planning? View answer

Asked 5 ´months ago | General Retirement

Question 40

What role does tax efficiency play in retirement income protection? View answer

Asked 5 ´months ago | Annuities

Question 41

How do annuities provide income security for varying retirement needs? View answer

Asked 5 ´months ago | Annuities

Question 42

What factors should retirees consider when choosing a fixed vs. indexed annuity? View answer

Asked 5 ´months ago | Annuities

Question 43

How can retirement income protection strategies address market volatility? View answer

Asked 5 ´months ago | Annuities

Question 44

What types of income streams are available with annuities for retirees? View answer

Asked 5 ´months ago | Annuities

Question 45

How Much Will You Pay in Taxes After You Retire? View answer

Asked 6 ´months ago | General Retirement

Question 46

How Much Savings Should You Accumulate Before Retirement?

Asked 6 ´months ago | General Retirement

Question 47

How Do You Apply for Social Security Benefits? View answer

Asked 6 ´months ago | General Retirement, General Retirement

Question 48

How much does the average person have in a 401k?

Asked 6 ´months ago | General Retirement

Question 49

How much is a million dollar life insurance policy? View answer

Asked 6 ´months ago | Life Insurance

Question 50

What is a good age to get life insurance? View answer

Asked 6 ´months ago | Life Insurance

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